We recommend sticking with well-known brands when buying accessories, and a recent example illustrates why this is important. Anker, a highly regarded accessory manufacturer, has initiated voluntary recalls of power bank models sold from 2016 to the present due to the risk of overheating, melting, smoke, and fire. In mid-June, the company recalled 1.1 million PowerCore 10000 power banks; it has now issued another recall for more recent models of its Power Bank, MagGo Power Bank, and Zolo Power Bank. If you own one of these products—even if it’s working fine—go to Anker’s product recalls page for more information and a serial number checker. If your power bank is affected, stop using it immediately and contact your municipal household hazardous waste collection center for disposal guidance—neither the trash nor standard recycling boxes at retail stores are acceptable. Anker will give you a free replacement or a gift card for use on the Anker website.
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(Featured image by iStock.com/Pradit_Ph)
Social Media: Anker has issued major recalls for six power bank models due to fire risk. If you own an Anker power bank, check if yours is affected, even if it seems to be working fine. The company is offering free replacements or gift cards.
Here’s a new scam to watch for. A client reported running across a suspicious website masquerading as a human verification test. Instead of asking him to click pictures or solve a math equation, this one asked him to copy some text from the page and paste it into Terminal. The text was actually an encoded script that—if pasted into Terminal and executed—would have downloaded and installed malware designed to steal user data. Infected users could lose their login password, browser history and cookies, cryptocurrency wallet information, keychain data, Notes data, and a wide variety of personal files. The moral of the story: never paste unsolicited commands into Terminal. They may seem innocuous or even unintelligible, but they’re fully capable apps that can wreak havoc on your Mac.
(Featured image by iStock.com/stevanovicigor)
Social Media: A clever new scam masquerades as a CAPTCHA test, asking users to paste text into Terminal to prove they’re human. Instead, it installs malware designed to steal passwords, browser data, and other sensitive information.
Apple’s Worldwide Developer Conference keynote was a lightning-fast 92-minute tour of Apple’s vision for how we’ll use its products in the next year. Apple wove two themes through the presentation: the new Liquid Glass design language will provide a consistent look and feel across all its platforms, and Apple Intelligence-powered features will continue to appear throughout the ecosystem. The other overarching news is that Apple is adopting a new annual versioning approach, similar to car model years, so the version number for each operating system will be 26.
Apple previewed numerous features during the keynote and listed even more on its website afterward. Below, we’ll focus on those we think will make the most difference to your Apple experience, but we also encourage you to read Apple’s pages for each platform to learn more about what’s coming. Those are linked here, along with basic hardware requirements, so you can determine if your devices will be eligible to upgrade this fall:
macOS 26 Tahoe: MacBook Air with Apple silicon (2020 and later), MacBook Pro with Apple silicon (2020 and later), MacBook Pro (16‑inch, 2019), MacBook Pro (13‑inch, 2020, four Thunderbolt 3 ports), iMac (2020 and later), Mac mini (2020 and later), Mac Studio (2022 and later), Mac Pro (2019 and later)
iOS 26: iPhone SE (2nd generation), iPhone 11, and later
iPadOS 26: iPad (8th generation and later), iPad mini (5th generation and later), iPad Air (3rd generation and later), iPad Pro 11‑inch (1st generation and later), iPad Pro 12.9‑inch (3rd generation and later), and iPad Pro (M4)
watchOS 26: Apple Watch SE (2nd generation), Apple Watch Series 6 and later, and Apple Watch Ultra and later
First, let’s look at Liquid Glass, after which we’ll examine a handful of changes we think Apple users will find most interesting.
Liquid Glass Gives Apple’s Platforms a Fresh Look
Apple’s last major interface redesign occurred in 2013 with the release of iOS 7. Since then, the company’s hardware and graphics technologies have advanced significantly, enabling the new Liquid Glass interface design. It brings to life a new glass-like “material” for interface elements that blurs the line between the physical and the virtual. Liquid Glass is both translucent and malleable, allowing background content to refract through the controls, which can morph, flex, and illuminate in response to user interaction.
Liquid Glass encompasses all of Apple’s platforms and extends to every aspect of the interface, including controls, navigation bars, tabs and sidebars, alerts, widgets, icons, the menu bar, and the Dock. Functionally, Apple has taken the opportunity to improve some interactions, so alerts appear from where you tap rather than taking over the entire display, and context menus expand into scannable lists rather than requiring awkward horizontal scrolling. When you interact with toolbars or other controls, they expand and become more prominent, but as soon as you’re done, they minimize themselves to let you focus on the content. Watch Apple’s intro video to get a feel for it.
The main concern with Liquid Glass is that it may lack contrast and be difficult to read for those whose vision isn’t perfect. In the past, Apple has provided a Reduce Transparency option in the Accessibility settings for macOS, iOS, and iPadOS to eliminate any color bleeding through translucent menus and dialogs; we’ll see if such an option proves necessary for some.
iPadOS 26 Takes Lessons from macOS
Ever since the introduction of the iPad, people have been frustrated by the extent to which it was a larger iPhone rather than a smaller, touch-sensitive Mac. Apple took small steps toward enhancing productivity by adding features like Slide Over and Split View, but they were fussy to use and never achieved widespread acceptance. With iPadOS 26, Apple has finally acknowledged that the iPad should just work more like a Mac. To that end, iPadOS 26 will offer Mac-like features in the following areas:
Window management: Every app can now be transformed into a standalone window that you can move and resize freely. Windows remember their size and position, and you can tile them flexibly, with options to split the screen into two, three, or four sections. The familiar traffic light window controls from the Mac reappear along with the macOS Move & Resize and Fill & Arrange options. Swiping up invokes Exposé, allowing you to view all windows and switch to your desired one easily.
Menu bar and Dock: iPadOS gains a menu bar that looks and works like the one on the Mac, but it only appears when you swipe down from the top of the screen. You can also put folders in the Dock and access their contents in much the same way docked folders appear as a stack on the Mac.
Filesystem access: The Files app resembles a Finder window much more now, thanks to the addition of collapsible folders and resizable columns. It allows you to select which apps will open specific document types and even modify the defaults. Additionally, you can customize folders with colors and icons.
Preview makes the move: One of the core Mac apps, Preview, is coming to the iPad. Just as on the Mac, you can use Preview for viewing and editing images and PDFs, and it offers full support for the Apple Pencil.
Background processing: Computationally intensive processes and other activities that take a long time, like exporting edited videos and downloading large files, can now run in the background while you engage in other tasks.
Apple Intelligence Expands Across the Ecosystem
Apple Intelligence has been far from a rousing success, with Apple’s failure to deliver last year’s promised update to Siri being the most prominent misstep. But Apple isn’t giving up and will be tapping into Apple Intelligence in many more places across all its operating systems and apps.
Even more important, the company announced that it is opening Apple Intelligence to developers, so we can expect to see features powered by Apple’s on-device large language models appearing in third-party apps this fall. That’s a big deal because Apple’s models provide fast response times, prioritize privacy, and incur no per-prompt costs.
Some of the new and expanded uses of Apple Intelligence include:
Visual Intelligence: You can now use Visual Intelligence to learn more about and act on information displayed on your iPhone screen. You could research a piece of clothing you see while browsing, or create a calendar event based on a social media banner. You can also ask ChatGPT about anything you see on screen.
Shortcuts gets Apple Intelligence: New intelligence actions in Shortcuts enable you to leverage Apple Intelligence to summarize text, create images, and more. Interestingly, shortcuts can even access Apple Intelligence’s Private Cloud Compute for more power-intensive tasks.
Image Playground & ChatGPT: When using Image Playground, you can create images in a wider variety of styles with ChatGPT.
Combine emoji for Genmoji: Previously, you could use text descriptions to create custom Genmoji; now, you can make them by combining existing emoji.
Messages backgrounds: Chats in Messages will offer shared backgrounds, and users can create custom backgrounds with Image Playground.
Messages polls: Group chats in Messages will gain polls—where should we go for dinner tonight?—and Apple Intelligence will automatically detect when a poll might be helpful and suggest one.
Wallet order details: With Apple Intelligence, the Wallet app can identify and summarize order details, including tracking information.
Workout Buddy: In the watchOS 26 Workout app, Apple Intelligence powers a virtual workout buddy that talks to you while you exercise, offering motivation, real-time stats, and post-workout feedback.
These new applications of Apple Intelligence may not rock your world, but together, they offer some appreciated enhancements. We also look forward to seeing how developers leverage Apple Intelligence models in innovative ways.
Live Translation Edges Toward the Universal Translator
Perhaps the most significant additional feature driven by Apple Intelligence in the new operating systems is Live Translation. It’s integrated into the Phone, FaceTime, and Messages apps. In the Phone app, you get spoken translations between supported languages. In FaceTime, you see the other person’s translated text as a caption, and Messages translates their text. Live Translations may prove to be a lifesaver on your next international trip.
Spotlight Gains Enhanced Capabilities
Whenever you do a search on the Mac, you’re using Spotlight. It can also search within apps like Contacts and Calendar, access various online sources, open documents, launch apps, and more. Despite that, Spotlight has paled in comparison to launchers like Alfred, LaunchBar, and Raycast. No more.
In Apple’s new operating systems, Spotlight will enable users to perform hundreds of actions across various apps. It will also be capable of understanding what you’re working on and suggesting relevant files, apps, or actions. For instance, you’ll be able to start a timer, create calendar events, generate a new email message with pre-filled fields, play a podcast episode, and more.
Spotlight also introduces the concept of “quick keys,” which are short, custom mnemonics for specific actions. For instance, you might type sm to trigger Spotlight to send a message or ar to add a reminder.
In addition, Spotlight becomes a clipboard manager, providing access to recently copied items, including text, images, and links. You can browse, search, and insert previous clipboard entries directly through Spotlight.
Phone App Introduces Call Screening and Hold Assist
Phone calls may not be the primary use of the iPhone for many people, but they remain a fact of life. With iOS 26, Apple has introduced two features that, if they work as promised, will alleviate two common pain points associated with calls.
Call Screening builds on the Live Voicemail feature by automatically answering calls from unknown numbers, without even alerting you. Once the caller provides their name and the reason for their call, the Phone app rings and presents information to help you decide whether to answer.
The other new feature is Hold Assist, which automatically detects hold music and asks if you want it to wait on hold for you, allowing you to attend to other tasks. When someone on the other end picks up, it informs them that you’ll be there shortly and notifies you that it’s time to return to the call.
Although we think of using the Phone app exclusively on the iPhone, Apple is also bringing it to macOS 26 and iPadOS 26, thanks to Continuity. Once you upgrade, you’ll be able to take advantage of these features—and Live Translation—on those platforms as well.
Dismiss Notifications with the Flick of a Wrist
Finally, watchOS 26 introduces a new gesture that we believe will be popular: the wrist flick. Whenever a notification appears on screen, you can quickly rotate your wrist away from you to dismiss it. This feature is a great little addition to the Apple Watch interaction model.
If none of these changes seem earthshaking to you, we agree. With six operating systems and billions of users, Apple can’t move as quickly as smaller companies. While Liquid Glass will dramatically change the look of our Apple devices, the other new features shouldn’t require us to learn completely new methods of interaction.
(Featured image by Apple)
Social Media: At its Worldwide Developer Conference, Apple unveiled the first major interface change to its operating systems in many years, along with a boatload of new features, many powered by Apple Intelligence. Here are a few of our favorites.
Serious photographers take care of their lenses. The rest of us just stuff our iPhones into our pockets or purses and pay no attention to the fingerprints and grime they collect. If your iPhone’s camera lens is smudged, it will impact the quality of your photos. Take a few seconds to polish it with a microfiber cloth now and then, or, you know, simply wipe it with the edge of your T-shirt. Your photos will thank you.
(Featured image by iStock.com/EyeEm Mobile GmbH)
Social Media: To prevent fingerprint smudges and other grime from impacting the quality of your iPhone photos, clean the lens occasionally with a microfiber cloth or at least the edge of your T-shirt.
As digital threats become increasingly sophisticated, individuals need protection just as much as businesses do. According to the Federal Trade Commission, Americans lost $12 billion to fraud in 2024, with a significant portion coming from digital scams. While we’d all like to think we’re too savvy to fall for such schemes, even security experts can become victims: Troy Hunt, creator of the Have I Been Pwned site that tracks data breaches, recently fell prey to a sophisticated phishing attack.
As cyber threats evolve and become more convincing, personal cyber insurance is becoming increasingly common, either as a standalone policy or as an add-on to a standard homeowner’s or renter’s policy. It can help you recover from cyberattacks, online fraud, ransomware, identity theft, social media hijacking, cyberbullying, and similar threats.
The financial impact of these incidents can be significant. The average loss from identity theft is between $500 and $1,500; however, sophisticated scams can result in far greater damages. For example, an individual lost $30,000 to a “pig-butchering” scheme, though they fortunately recovered $25,000 through their cyber insurance policy.
What Personal Cyber Insurance Covers
Although the specifics vary by policy, personal cyber insurance typically protects in three key areas:
Financial protection:
Identity theft recovery: Coverage for expenses related to restoring your identity, including legal fees, lost wages, and document replacement
Fraud reimbursement: Recovery of money stolen through cyber attacks, including unauthorized charges, stolen bank funds, and deceptive transfer fraud
Cyber extortion coverage: Payment for ransom demands and professional negotiation services if your data is held hostage
Technical support:
Data breach response: Professional IT services to recover compromised data and restore systems
Device recovery: Assistance with cleaning infected devices and replacing damaged smart home systems
Credit monitoring: Ongoing surveillance of your credit reports and financial accounts
Personal assistance:
Cyberbullying support: Coverage for counseling, private tutoring, and reputation management
Legal assistance: Access to legal professionals specializing in cyber-related incidents
Identity restoration: Dedicated help with replacing documents and clearing fraudulent records
However, as with other forms of insurance, it’s important to be aware of common exclusions that cyber insurance won’t cover:
Prior incidents: Cyber policies won’t cover known compromises that occurred before the policy’s start date.
Intentional acts: Self-inflicted losses or intentional policy violations are not covered.
Business-related incidents: Coverage is for personal activities only unless otherwise specified.
Cryptocurrency scams: Most policies don’t cover cryptocurrency losses.
Poor security practices: Failing to maintain basic security measures may void coverage.
Physical device damage: Standard damage to devices is typically covered by homeowner’s or renter’s insurance.
Getting Personal Cyber Insurance
For many people, the easiest way to get personal cyber insurance is as an endorsement (an add-on) to an existing homeowner’s or renter’s policy. That’s the case with State Farm, for instance. These endorsements are often quite affordable, with fees as low as an additional $25 per year, and they provide coverage up to $100,000.
Those who need a dedicated cyber insurance policy can look into the broker-sold Cyberboxx Home, which NFP sells directly as DigitalShield in many states, and Allstate Identity Protection, which focuses on identity theft. Prices start around $65 per year.
For most people, the most straightforward and economical approach is adding an endorsement to an existing policy. Contact your insurance broker and see what they can provide—even if your policy doesn’t offer what you want, they may be able to put together similar coverage for you. Of course, if you don’t yet have an insurance policy or are looking to switch providers, it’s worth reviewing exactly what’s covered, along with costs and coverage limits, when comparing policies or insurers.
Don’t Ignore Key Security Practices
Having cyber insurance doesn’t allow you to skimp on security. Even if an insurance policy recompenses you for lost money, having your identity stolen or being tricked into transferring funds to a scammer will be a huge hassle. Worse, being sufficiently negligent could prevent you from receiving coverage.
To reduce the chance that you’ll need to file a cyber insurance claim—and to ensure your policy remains valid—follow these essential security practices, which we’ve recommended many times:
Use strong, unique passwords with a password manager.
While personal cyber insurance can’t prevent attacks, it provides crucial financial protection in our increasingly digital world. As scammers ramp up the sophistication of their tactics, having a safety net becomes ever more important.
(Featured image by iStock.com/inkoly)
Social Media: With Americans losing $12 billion to fraud in 2024, personal cyber insurance is becoming essential. Learn what it covers, what to look for in a policy, and how it complements good security practices.
Since ChatGPT launched in late 2022, people have been using AI chatbots to brainstorm, speed up research, draft content, summarize lengthy documents, analyze data, assist with writing and debugging code, and translate text into other languages. Recently, the major chatbots have gained Web search capabilities, allowing them to access live information beyond their training model data.
Using a chatbot effectively requires new approaches to thinking and working, especially when it comes to searching for information. Just as with a human assistant, you need to play to their strengths when figuring out the best ways to get the results you want. Incorporate these tips into your chatbot conversations, and you’ll see significantly better outcomes.
Be specific and complete: Decades of search engine use push us toward short, focused search phrases with keywords that will appear in the results. In contrast, chatbots thrive on specificity and detail. For instance, prompting a chatbot with “iCloud photos syncing” won’t generate nearly as useful a response as “Tell me what might prevent iCloud from syncing photos between my Mac and iPhone.” Also, don’t shy away from negative prompting—tell the chatbot what not to include or consider in its response. You can even be specific about formatting the output as a bullet list, table, or graph.
Every prompt is a conversation: We are accustomed to standalone searches, where, if the search fails, you must start over. You’ll achieve much better results with chatbots if you consider everything a conversation. Even responses to specific, detailed prompts may not fully address your question or could lead you to think of additional ones. Ask follow-up questions, clarify what you want to find out or accomplish, provide feedback, or redirect the conversation as needed. (For the ultimate chatbot conversational experience, try voice mode in the ChatGPT or Claude apps, where they talk back to you. It’s excellent for capturing ideas, refining your thinking, or just doing a brain dump.)
Edit your last prompt: If the most recent response from a chatbot is entirely unsatisfactory, you may have better luck editing and resubmitting it rather than informing the chatbot that it has made a mistake. There’s usually an edit link or pencil button that appears when you hover over it.
Context can help: Most chatbots maintain libraries of previous conversations, allowing you to search through them to find old ones easily. Because chatbot responses improve with more context, it can be helpful to return to one of those conversations when you want to explore that topic further. Similarly, if you’re asking a chatbot to create something similar to something you’ve already done, provide the previous work as an example.
Ask it to role-play: Another way to increase context is to ask the chatbot to “act as” a particular type of professional, such as an editor, coach, marketer, or software developer. In essence, you’re asking the chatbot to respond in the context of a certain role. Conversely, it can be helpful to ask it to tailor its response as if you were a high school student, someone with a basic understanding of the topic, or an expert in the field.
Know when to start over: Although context is key, chatbots have a limited memory, so long conversations can overwhelm what’s called the “context window.” If you notice the chatbot hallucinating, starting to repeat itself, or going off into the weeds, try saying, “Please summarize what we’ve discussed in a prompt I can use to continue working on this topic.” Then, copy that prompt into a new chat before continuing the conversation.
Force Web searches as necessary: Most chatbots make it explicit when they are searching the Web, which means you can also tell when they aren’t searching and are thus relying on potentially outdated training data. If you want to ensure that you’re getting the latest information, tweak your prompt to start with something like “Search for…”
Test its limits: Since every chatbot response is based on just what you say in the prompt, it won’t necessarily go as deep as you would like. Try asking it to critique its own output, generate multiple options, or present the best argument for different perspectives. You can even request it to be more cautious or more creative. It’s fine to challenge a chatbot in ways that would be socially inappropriate with another person.
Save and reuse effective prompts: When you identify prompts that work particularly well for recurring tasks—such as generating meeting summaries, analyzing data, or drafting specific types of content—save them for reuse so you don’t have to start over each time.
Don’t believe everything you read on the Internet. While chatbots are incredibly confident and often truly astonishing in what they can produce, it’s your responsibility to verify important facts and details (just as with human-created information, which isn’t necessarily any more trustworthy). The statistical models they use can lead to completely fabricated information. Although this is less true with Web searches, even there, they can combine information in ways that simply aren’t accurate.
Try deep research: Bonus tip! Many chatbots offer a so-called deep research mode, which allows the chatbot to go off for 5 or 10 minutes to gather information, analyze it over multiple steps, and produce a much more comprehensive response. Deep research is too slow for a conversation, but it can provide a good foundation when you’re exploring a new topic that requires a lot of detail.
While AI chatbots are powerful tools, they work best when you think of them as collaborative partners rather than magical solutions. The key is experimentation—try different approaches, refine your prompting style, and don’t hesitate to push the limits of what they can do. Start with these fundamentals, but remember that becoming proficient is an ongoing process.
(Featured image by iStock.com/Memorystockphoto)
Social Media: Getting the most out of ChatGPT and Claude requires a different approach than using a traditional search engine. Learn ten essential tips for better prompting, from being conversational to leveraging context and even role-playing.
